Privacy Policy

Introduction

This Privacy Policy explains how SELTORE LLC ("SELTORE LLC", "we", "us", or "our") handles information in connection with the MoneyBoard desktop application (the "App"). We are committed to protecting your privacy and being transparent about our data practices.

By using MoneyBoard, you acknowledge and agree to the terms of this Privacy Policy.

Data Collection and Storage

What We Do NOT Collect

MoneyBoard does not collect, transmit, or store any of your personal or financial data on our servers. Specifically:

We do not collect user account information
We do not collect your email address or name
We do not track your usage or analytics
We do not use cookies or tracking technologies
We do not share any data with third parties
We do not have advertising partners
We do not use analytics services (e.g., Google Analytics)

Local Data Storage

All data you enter into MoneyBoard, including your bank transactions, budgets, and financial information, is stored exclusively on your local device. This data never leaves your computer unless you explicitly choose to export it.

Third-Party Libraries

MoneyBoard uses open-source third-party libraries to provide functionality such as charts and user interface components. These libraries operate locally within the App and do not collect or transmit your data. Key libraries include:

React (UI framework)
Next.js (application framework)
And other standard development dependencies

These libraries are used solely for application functionality and do not have access to or collect your personal information.

Data Sharing

We do not share, sell, rent, or trade your information with any third parties. Since all data is stored locally on your device, we have no access to it and therefore cannot share it.

Your Data Rights

Data Deletion

You have complete control over your data. Since all information is stored locally on your device, you can delete your data at any time by:

Uninstalling the MoneyBoard application
Manually deleting the application data folder on your device
Using in-app data management features (if available in your version)

Data Export

MoneyBoard allows you to export your data for backup or migration purposes. You can export your data as:

Excel files (.xlsx)
Application backup files

These exports are entirely under your control and remain on your local device unless you choose to move or share them.

Data Security

Since your data is stored locally on your device, its security depends on the security measures you have in place for your computer, such as:

Password protection and user account security
Antivirus and anti-malware software
Operating system security updates
Physical device security

We recommend following security best practices to protect your device and the data stored on it.

Children's Privacy

MoneyBoard is not directed to children under the age of 13. We do not knowingly collect personal information from children. If you believe a child has provided information through the App, please contact us at seltoreofficial@gmail.com.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected with an updated "Effective Date" at the top of this policy. We encourage you to review this Privacy Policy periodically for any updates.

Continued use of MoneyBoard after changes are posted constitutes your acceptance of the updated Privacy Policy.

International Users

MoneyBoard can be used worldwide. Since all data is stored locally on your device, no data is transferred across borders to our servers.

Compliance

As MoneyBoard does not collect, store, or process any personal data on our servers, many data protection regulations (such as GDPR and CCPA) do not apply to our operations. However, we are committed to maintaining user privacy and transparency in our data practices.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us at:

SELTORE LLC
Email: seltoreofficial@gmail.com

We will respond to your inquiries as soon as reasonably possible.

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